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Now Live

Buy Construction Materials on Credit.Pay on Your Terms.

Get a business credit line for procurement on Go BuildMart — flexible EMIs, GST-ready invoicing, and full visibility from one dashboard.

Apply Now Talk to Our Team
No collateral required24-hour approvalGST-compliant invoicing
finance.gobuildmart.com / dashboard
Credit Limit
25,00,000
Active
Utilised ₹9,40,000Available ₹15,60,000
Next EMI
₹78,500
Due 05 Aug
Interest Submitted
₹1,24,320
Paid this financial year
Recent Invoices
INV-4821
Sri Rama Cement Traders
₹1,24,800
INV-4816
Krishna Steel & TMT
₹2,86,000
INV-4809
BuildStone Aggregates
₹58,200
15+ Banking & NBFC Partners
Pan-India Coverage
Bank-Grade 256-bit Security
Trusted by builders, contractors & retailers
How it works

Credit in four straightforward steps

01
Apply

Complete KYC and business verification in under 5 minutes.

02
Get Your Limit

Credit limit approved within 24 hours, up to ₹50 Crores.

03
Order on Credit

Use your credit line at checkout with any verified vendor on Go BuildMart.

04
Repay Flexibly

Full payment or EMI plans with transparent, upfront charges.

Start Application
What you get

Built for procurement teams that need to move fast

Up to ₹50L
Business Credit Line
  • Pre-approved limits based on your procurement profile
  • No collateral, auto-renewal on healthy usage
  • Transparent terms with no hidden clauses
Learn more
Flexible tenure
Flexible EMI Plans
  • Split large material orders into monthly installments
  • Clear, upfront interest displayed before checkout
  • Zero hidden fees or surprise charges
Learn more
GST-ready
Digital Invoicing & Ledger
  • GST-compliant invoices and real-time payment tracking
  • PDF and Excel export for accounting workflows
  • Bulk invoicing available inside your dashboard
Learn more
Who it's for

Credit tuned to how construction actually buys

Builders

Fund materials across multiple project sites without tying up working capital.

Contractors

Keep projects moving without waiting on client payments or milestone releases.

Retailers

Stock inventory ahead of demand and pay after your sales cycle completes.

Procurement Teams

Consolidate vendor payments and reconcile every order from one dashboard.

Who can apply

Eligibility criteria

  • Registered business entity (Proprietorship, Partnership, LLP, or Pvt Ltd)
  • Valid GST registration number
  • Minimum 6 months of business operations
  • Active business bank account
What you'll need

Documents required

  • PAN card of business and authorised signatory
  • GST registration certificate
  • Last 6 months of business bank statements
  • Business address proof (utility bill or rent agreement)

Credit is subject to approval by our lending partners.

Real-world use cases

How construction businesses use Go BuildMart credit

Builder

Fund multiple sites at once

You need cement, TMT bars, and aggregates across 3 active sites.

Credit used₹12,50,000
Repayment90-day cycle

Materials dispatched immediately; repayment aligned to client milestone.

Apply for your limit
Contractor

Bridge the payment gap

A project's progress payment is delayed by 45 days.

Credit used₹4,20,000
Repayment3-month EMI

Work continues uninterrupted; labour and supplier dues paid on time.

Apply for your limit
Retailer

Stock ahead of demand

Seasonal demand is coming and you need inventory before cash comes in.

Credit used₹6,75,000
Repayment6-month EMI

Inventory secured upfront; repaid as sales convert over the quarter.

Apply for your limit
FAQ

Common questions

Registered businesses in India — proprietorships, partnerships, LLPs, and private limited companies — with a valid GST number and at least 6 months of operations can apply. Final approval is granted by our lending partners.

Ready to build on credit?

Apply in 5 minutes and get a decision within 24 hours.

Apply Now
+91 92279 80810 finance@gobuildmart.com Mon–Sat, 9 AM – 7 PM IST